Barrett Financial Group, Inc. is an mortgage broker offering a range of financing solutions to meet your unique needs. In addition to traditional financing options, we also specialize in non-traditional alternatives such as Debt Service Coverage Ratio (DSCR) loans and bank statement loans.
DSCR loans, also known as cash flow loans, focus on the borrower’s ability to generate sufficient cash flow to cover debt obligations, rather than relying solely on credit history or collateral.
Bank statement loans, on the other hand, provide an option for self-employed individuals or those with non-traditional income documentation, allowing them to qualify based on their bank statements rather than tax returns or pay stubs.
With the expertise in both traditional and non-traditional financing, we can help you explore the best financing options that suit your unique circumstances and objectives.